November 4, 2024
James L. Smith InsuranceWhat is Personal Property Insurance on a Homeowner Insurance Policy?
When people think about homeowners insurance, they may know only that it offers financial protection for the structure of their […]
September 5, 2024
James L. Smith InsuranceHow Does My Loss Ratio Affect Business Insurance Premiums?
Business insurance is an essential investment for companies regardless of size or sector. These policies can form the core of […]
August 15, 2024
James L. Smith InsuranceHow to Prepare Your Business When You Go on Vacation
Why do you need to prepare your business before going on vacation? Vacations should be a relaxing time to reset […]
July 15, 2024
James L. Smith InsuranceWhy Do You Need Workers’ Compensation Insurance?
Workers’ compensation insurance is essential to any business’s risk management strategy. This type of insurance provides coverage for employees who […]
May 17, 2024
James L. Smith InsuranceCyber Insurance—The Impact of Your Business Having Social Media
Social media platforms provide a convenient way to keep in touch with family members, friends, acquaintances, and, in the case […]
April 23, 2024
James L. Smith InsuranceCyber Liability Insurance – Commercial
As remote work, flexible schedules and other workplace trends have necessitated increased use of technology and online solutions, your company […]
March 18, 2024
James L. Smith InsuranceAre You Renting Your House? Insurance Related to Coverage for Landlords
Renting out property can be a worthwhile investment, providing you with a steady stream of income and the opportunity to […]
January 15, 2024
James L. Smith InsuranceImportance of Assessing Your Business Insurance Coverage to Ensure You Are Properly Covered
Responsible businesses understand that acquiring and maintaining adequate business insurance should be a top priority regardless of size, sector or […]
October 11, 2023
James L. Smith InsuranceDoes Homeowners Insurance Cover Having Renters?
Renting out your property can help provide a steady income stream; however, unexpected events can swiftly transform a profitable investment […]
August 11, 2023
James L. Smith InsuranceWhy Is Builders Risk Insurance Important?
As an employer in the construction industry, you must understand the significant risks and exposures present from groundbreaking to project […]